Resources:

1) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and us code HAMMER50 to get $50 off the full course.

2) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb

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Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Private 1-on-1 consultation: https://calebhammer.as.me/

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you're able to film in the Austin area? Email castingcalebhammer@gmail.com
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Chapters:

00:00 I don't like you
02:31 Why can't you afford to live??
04:22 RISKY finances!
06:15 NEGATIVE MONEY IN HIS CHECKING ACCOUNT
11:00 Spending ALL his money!
14:00 Shared account with his girlfriend??
16:21 TIMESHARE
20:43 Declaring bankruptcy...
26:55 STUPID car debt
31:05 Credit score and collections...
33:05 SELL THE CAR
35:09 Clean up this mess dude...
38:22 I don't think you're going to sacrifice!
42:30 DON'T GET A CREDIT CARD AGAIN
44:44 I have low confidence...
48:06 Hammer Financial Score

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
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Sponsorship and business inquiries: calebhammer@creatorsagency.co

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Sponsorship and business inquiries: calebhammer@creatorsagency.co