Florida lawmakers are trying to fix in three days a home insurance problem that's been stormy for three decades, approving legislation designed more to keep private insurers in the state than to immediately save property owners money.

A massive bill seeking a $1 billion reinsurance fund, reduced litigation costs and to force some customers to leave a state-created insurer passed the Florida House 84-33 on Wednesday, a day after it passed the Senate in a special session.

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