When it comes to making a travel insurance claim, it's important to understand the common reasons why travel insurance claims are denied. In this video, we share the 5 reasons why travel insurance claims get denied. This is not an exhaustive list, there can be many other reasons.

Travel Insurance claims approval depends on the individual case circumstances and the travel insurance policy coverage. If the expenses claimed are under the eligible expenses covered by the travel insurance plan then the chances of the claim being approved are very high.

Claims can take a long time to settle since the travel insurance provider needs to check for fraudulent claims and even if the claim is genuine but they will delve into the eligibility of the incident and the expenses claimed.

The rules and regulations of travel insurance policies are very strict and also vary from one provider to another which is why it’s important for you to carefully read the eligible coverages including the terms and conditions of your policy before buying it.

5 Reasons Why Your Travel Insurance Claim May be Denied

1. The claimed incident may not be covered by the policy
2. Missing proper documentation to process the claim application
3. Claims were submitted too late
4. Ailments could be prior to the policy's effective date
5. Health was considered too unstable to travel