The mortgage foreclosure process can vary from state to state, but it's usually when a lender institutes the foreclosure to obtain ownership of the borrower's property. Avoid mortgage foreclosures by making proper payments with help from a civil mediator in this free video on foreclosure law.

Expert: Robert Todd
Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions.
Filmmaker: Christopher Rokosz