Cost-sharing is the practice of making individuals responsible for part of their health insurance costs beyond the monthly premiums they pay for health insurance - think things like deductibles and copayments. The practice is meant to inspire more thoughtful choices among consumers when it comes to healthcare decisions. However, the choices it inspires can often be more harmful than good.

Related HCT episodes:
Better Ways to Cut Healthcare Waste: https://youtu.be/Wr0WHnq9vAE

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