This is a listener question from an episode of 'Ask Paula,' where Paula Pant, host of the Afford Anything podcast, answers questions from listeners like you!

Mark, a 55-year-old listener, has no savings.

He’s been listening to personal finance podcasts. He recently read Tony Robbins’ Money: Master the Game. He called this podcast to tell us that he’s feeling overwhelmed by the scope of what’s ahead of him. He doesn’t know how to apply this information — and he’s afraid of needing to work in fast food when he’s 80 years old. What can he do?

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