These decisions you make, financial planning in your 30s, are the ones that will either make you rich or leave you busted. No other point in your life are the money traps so dangerous or is the opportunity as strong as in your 30s.

You’re just starting to make the real money and your financial goals are evolving into those you’ll keep for decades. It’s critical that you avoid the money traps and learn how to invest in your 30s to take advantage of this new opportunity.

In this video, I’m sharing three money tips for everyone in their 30s including the financial goals to conquer. I’ll show you how to get the most from your millennial money and manage your money like a pro. I’ll then reveal the three biggest money traps to avoid, money mistakes that will ruin your life if you let them.

I’m leaving an index of what we’ll cover below but it’s critical that you watch the entire video. Don’t jump over the financial planning tips because it’s some of the best ways to save money and beat your budget. Don’t click out before those three money traps either. Not understanding these money mistakes will leave you bankrupt before the age of 30 or avoiding them can put you out ahead of 90% of the people your age.

Ready to become a millionaire? See how the rich do it in this survey of 2,500 millionaires and their six biggest investments [hint: it’s not in stocks] https://youtu.be/QdtQnaL2_YA

Get my 4-4-3 code for becoming a millionaire in less than a year. This video reveals the business strategies, the characteristics and the action steps that took my bank account to seven-figures. https://youtu.be/MIpbkkuPFZ0

Still in your 20s and looking for ways to invest? Check out this video about investing in your 20s https://youtu.be/BMjwjIqo0sE

2:00 Three Money Tips for Your 30s
3:19 Why Everyone in their 30s Needs a Roth IRA
5:20 Savings Accounts for Your 30s
6:35 Money Traps to Avoid in Your 30s

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Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.