We all know we should spend less and save more, yet many of us struggle to do this and we blame ourselves. Turns out, our environment is what we really need to change, and behavioral scientist Wendy De La Rosa explains why.

Managing your money can feel scary and complicated, but it doesn't have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little -- and shares easy steps to help us achieve a more secure financial future.

Watch more of Your Money and Your Mind with Wendy De La Rosa here: https://www.youtube.com/playlist?list=PLOGi5-fAu8bENcBPN_-1fxoFKZMFn5kHx

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