So what are the best ways to watch your money pile up? Is it to save as much as possible? Or is it to earn as much as possible? Or is it both?! Watch this video to find out the best tactics to help you save as much money as possible!

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Here are 9 commandments to stacking that cash!

9 - Set a budget
Budgets are this awesome thing that plenty of people struggle sticking to. There are a lot of people out there who don’t even do a budget. How’s that saying go, failing to plan is planning to fail? The thing is, that budget has to be realistic too. Think of budgets as dieting. The more they’re impossible to follow, the more likely you’ll end up splurging in the end! Living on a budget doesn’t mean only eating instant noodles and drinking wine from a bag. Living on a budget means managing your money the right way so you can live comfortably while at the same time, being able to save for the future so you don’t have to make a living at age 70. To come up with a budget you’ll actually be able to follow, track your living expenses down to the cent for at least 3 months. That way you’ll know exactly what you spend your money on. You’ll be able to where the money goes, and more importantly, what you don’t need. Once you set and know your budget, you’ll be able to make much better decisions. If you can’t make a realistic budget, then you’ll have to follow the next commandment coming up!

8 - Focus on Earning
When we want to have a big amount of money, we have to flip things around. I know I just went over not spending too much, but too many people make the mistake of focusing WAY too much on ways to save money. Instead, shift your focus to the part where you get to MAKE money. What’s the most money theoretically someone can save if they make 100 thousand dollars a year? That’s right, 100 thousand dollars! Is there a limit to how much money someone can make? No! The sky’s the limit. You have to focus on ways of creating new income streams in order to be wealthy. First you gotta earn, THEN you save! While you should be focused on saving, you also shouldn’t spend life being scared of spending money on the necessary things in life. It’s also okay to splurge a bit here and there as long as that adds value to your life. The thing is, you just gotta be reasonable with your spending. Getting that fifth thousand dollar handbag or 500 dollar designer belt you don’t really need is keeping you back from letting your money work for you. But getting your daily cup of coffee that makes you happy and makes your day much more productive is the right decision to make.

7 - Don’t spend more than you earn
It sounds so simple, doesn’t it? Yet there are many people out there burying themselves in debt, spending more than they earn or living purely paycheck to paycheck, spending exactly what they earn. And it doesn’t matter whether they make 50 grand a year or 500 grand a year, these guys are in the same boat! It’s very easy to fall into the trap and overspend more without even being aware you’re doing that. Think about all the times you get bored and you start doing some online shopping because you’re bored. A hundred dollars here, a couple hundred there. It all adds up! The key is to be able to keep what you earn! Ultimately, you want to make your money work for you. There’s a reason why Warren Buffett earned 99% of his wealth after the age of 50. If you ever wonder where did all your money goes, just keep track of it. Write down every expense you have in your phone. There are plenty of apps to keep track of your spending habit. Or you can even keep a notebook in your pocket. The simple process of doing this will make you think twice about buying unnecessary things, and it’ll give you a true look at what you spend your money on.