Travel insurance is vital for some dream vacations. This video explains exactly when, how and why to protect your trip.

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ABOUT ERIK: Erik Hastings, a.k.a. Erik the Travel Guy is an EMMY award-winning television personality who speaks directly to consumers who can't afford to "get their vacations wrong". He is the host and managing editor of the internationally syndicated television series "Beyond Your Backyard" for public broadcasting stations (PBS) and other networks/VOD platforms. Erik leads an incredibly talented team of industry pros and is the editorial driving force of his platform. While the travel industry directly supports millions of families worldwide, Erik believes travel makes the world a better place. Through exploration and discovery, he has learned that travel brings cultures together and he eagerly shares that spirit with millions of viewers.